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Your AI bill isn't a mistake. It's a reward.

September 2, 2026 · The Jason Katz Newsletter

Hi,

You built the incentive that produced this month's AI bill.

Most founders read a runaway AI bill like weather. Usage went up, so the invoice went up, and that felt like the cost of staying competitive.

That reading makes sense on the surface. Adoption climbing looks like progress, and nobody budgets for a line item to double overnight.

But the bill was never random. It is the output of whatever you told people to optimize for, and if that number was usage, the system did exactly what you built it to do.

The reward problem

Reward usage and you get usage. Uber proved the mechanism the plain way: pay people to use more of something and they use more of it, adoption and spend climb together, and nobody is surprised when the invoice lands.

Inside one company, three separate teams built three separate AI tools to reach the same underlying data. Nobody stole from the budget. Everyone hit their number.

The switch

Efficiency is not a discipline problem, it is an incentive problem, and it responds the same day you change it. Stop paying for hours burned or tokens spent. Start paying for whether the thing built actually did its job.

A spend cap doesn't fix a reward system aimed at the wrong number. It just puts a lid on it.

What are you rewarding right now that you didn't mean to?

Onward.

In practice

The fix costs nothing to start. Stop measuring hours or tokens burned, and start measuring whether the thing you built actually did its job.

At a smaller company, that looks like one AI hire scoped to a single outcome, not an open login for the whole team. We build these as an In-House Agent: one AI worker installed into a defined role with a clear handoff and a clear definition of done. Because it's scoped to a job instead of a usage number, there's nothing to tokenmaxx. It either runs the role or it doesn't. It starts at $3,000 plus $500 a month.

At real scale, the same principle needs real infrastructure: attribution per agent, spend caps, a kill switch. That's what Agent OS is built for.

Relevant

57 Percent of Engineering Orgs Now Reward the Behavior That Inflates Their Own AI Bill Harness's 2026 State of AI in FinOps report, surveying 700 engineering leaders, found 57 percent say their organization actively encourages "tokenmaxxing," using as much AI as possible regardless of what it produces. That's not a rogue habit. It's what happens when you measure adoption instead of output, and 52 percent of those same companies have no one who owns the number.

Only 11 Percent of Companies Can Predict Their Own AI Bill Within 10 Percent The 2026 State of AI Cost Governance Report, surveying nearly 400 enterprises, found 62 percent had an unexpected AI cost materially change a business decision this year, and a quarter delayed or cancelled a program over it. Call that a forecasting failure and you'll keep missing. You can't predict a number you never defined a target for.

Mindset

"It is not the man who has too little, but the man who craves more, that is poor."

— Seneca

Simplify. Systemize. Scale.

I help small business owners put the right systems in place so growth feels exciting, not exhausting. Let's build the kind of business that works for you, not because of you.

If your last AI rollout raised your bill before it raised your output, that's the first conversation worth having.

Ready to grow smarter? Let's talk.

Hot Takes

Burning Cash on Vanity — The AI version of vanity spend is usage nobody asked for.

Reply and tell me what you're rewarding right now without meaning to.

Thanks for reading.

  • Jason

p.s. When you're ready, here's how I can help.

Ready to stop working so hard in your business? I help growing companies break free from unpredictable revenue, founder bottlenecks, and manual processes that kill competitive advantage. Using the exact same frameworks from my 8 and 10-figure exits, I build complete operating systems that generate predictable growth, eliminate your dependency, and deploy AI where it actually matters. The goal isn't just bigger revenue, it's systematic growth that works whether you're there or not.

Connect with me on LinkedIn, X, or through Kindling Solutions.

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